Personal Banking
We know that a checking account has to fit your lifestyle and that's why we offer accounts for every stage of life with the following standard features:
- Online and Mobile banking
- Online & Mobile* Bill Pay
- eStatements
- ATM/Debit Mastercard®
Take a look at the options below to see which account is right for you and when you're ready to open, visit your local branch!
| Description |
Personal Checking |
Checking with Interest |
Senior Checking |
| Minimum deposit to open |
$100 |
$500 |
$100 |
| Pays interest |
No |
Yes; see bank for current
rates. $1,500 minimum daily
balance required to earn interest |
No |
| Monthly service charge |
$6 |
$7 |
$3 |
How to reduce or waive monthly
service charge |
- Reduce by $1: Enroll in e-statements, OR
- Reduce by $1: Have at least 1 qualifying direct deposit to this account each statement cycle OR
- Reduce by $1: Have at
least 25 or more posted
Ozona Bank debit card
purchases/payments
each statement cycle
|
- Waive option: $1,500 minimum daily balance to waive
|
You may waive your monthly
service charge when you
have at least one of the following:
- Enroll in e-statements
- At least 1 qualifying direct deposit to this account each statement cycle
- At least 25 or more posted
Ozona Bank debit card
purchases/payments
each statement cycle
|
These courtesy features and benefits are available on all Ozona Bank
checking accounts. |
- Free Mastercard debit card
- Free online banking & bill pay
- Free e-statements1
- Free email & text alerts*
- Free mobile banking app with mobile check deposit & mobile bill pay**
- Unlimited check writing
- Overdraft Protection Transfer available upon request with linked account 2
|
*Data rates may apply.
**Daily limits apply. See bank for details.”
1 e-statements require enrollment in online banking. $3 per month fee for Paper Statements.
2Normal account opening procedures apply. Additional rates and fees may apply. See bank for details.
See a banker for current deposit rates.