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Learn About The Ozona Bank Difference

Ozona Bank was founded in 1905, and since then we have been dedicated to providing the best banking services to our communities. Ozona Bank offers many personal and business banking services including personal and business checking, online banking, bill pay, CDs, mortgage services, loan services, merchant services, safe deposit boxes, and much more!

SBA and Commercial Lending

Smart financing. Local decisions. Real partnerships.

Ozona Bank offers SBA and commercial lending solutions designed to help businesses buy, build, expand, or refinance with confidence. Our experienced lenders work directly with you to structure loans that support long-term growth while preserving working capital.

From owner-occupied real estate and equipment financing to working capital and debt restructuring, we provide flexible options backed by local expertise and personal service.

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Mortgage Services

Local guidance. Trusted service. Loans that fit your life.

At Ozona Bank, our mortgage lending team is here to help you buy, build, refinance, or renovate with confidence. We offer competitive rates, flexible loan options, and personalized support from application to closing.

Whether you’re purchasing your first home or planning your next move, we make the process clear, smooth, and stress-free.

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